Interest free credit

Up to 4 years interest free credit*


Shop with us and spread the cost with interest free credit. Choose a flexible plan for up to 4 years, with no deposit! You can take advantage of our interest free credit payment options online or in-store, regional variations may occur and Interest-free finance is not available in all stores, and you can always give us a call to discuss your options.

There’s no need to delay your home transformation when you could buy today and pay in manageable instalments for you.

Chat to us today to check your eligibility for our interest free payment option. Regional variations may occur and Interest-free finance is not available in all stores. See below for more information about our finance offerings.


tick.png 0% APR representative interest and no deposit


tick.png Interest free credit for up to 4 years


tick.png Spread the cost of your purchase across flooring and beds


tick.png Minimum spend from £500


tick.png Now available for online orders


tick.png Finance offer may vary in store by region. Check local store for details.

Interest Free Credit Example Table Interest Free Credit Example Table

Credit eligibility check


Are you 18 or older?


Are you in permanent paid employment for more than 16 hours a week?


Have you been a UK resident for at least 12 months?


Can you provide proof of address & proof of signature?


Do you have a bank account that can make payments by direct debit?


Are you purchasing the product for personal and not business use?

*Subject to status. Fitting charge is excluded from the credit offer. Minimum spend of £500 applies. No deposit required.

Read PaybyFinance FAQ's